Your trusted mortgage partner in the Greater Toronto Area. We work for you — not the banks.
When you walk into a bank, you get one option — theirs. When you work with Mortgage Wave, you get access to 50+ lenders, including major banks, credit unions, trust companies, and alternative lenders. We compare rates, terms, and features to find the mortgage that's truly best for you.
Our service is completely free for most borrowers. We're compensated by the lender you choose, so there's no cost for our expertise and advocacy.
We believe every Canadian deserves access to the best mortgage rate and unbiased advice. Too many homebuyers leave money on the table by simply accepting their bank's posted rate. Our mission is to change that — one mortgage at a time.
We have access to Canada's largest network of mortgage lenders, giving you more options and better rates.
Our licensed mortgage agents stay current on market trends, policy changes, and rate movements so you don't have to.
We're not salespeople. We're advisors. We'll tell you if now isn't the right time to buy or refinance.
Pre-approvals in 24 hours. Quick turnaround on applications. We respect your time.
While we're based in Toronto, we serve clients across the Greater Toronto Area and all of Ontario, including Mississauga, Brampton, Vaughan, Markham, and beyond. We work remotely with clients across the province.