📞 (416) 666-8456  |  ✉️ info@mortgagewave.caLicensed Mortgage Agent (Level 1) | FSRA #M24000660

Mortgage Broker in Brampton

Compare mortgage rates from 50+ lenders in Brampton. Free pre-approval, expert advice, and the lowest rates guaranteed.

Your Trusted Mortgage Broker in Brampton

Brampton is one of Canada's fastest-growing cities and a major hub for GTA homebuyers looking for more space at a better price point. With a young, diverse population and improving transit infrastructure, Brampton offers excellent value for families and investors alike. Mortgage Wave helps Brampton residents find the best mortgage rates by comparing 50+ lenders.

Brampton Real Estate Market

Brampton's real estate market is dominated by detached and semi-detached homes, with average prices below Toronto and Mississauga. Popular areas like Mount Pleasant, Castlemore, and Heart Lake offer newer builds with larger lots. The city's growth trajectory and improving amenities are supporting steady price appreciation, making it attractive for both buyers and investors.

Neighbourhoods We Serve in Brampton

We help home buyers and homeowners across all Brampton neighbourhoods, including: Mount Pleasant, Castlemore, Heart Lake, Bramalea, Springdale, Sandalwood, Bram West, Gore Meadows, Snelgrove, Fletcher's Creek.

Land Transfer Tax in Brampton

Brampton buyers pay only Ontario provincial land transfer tax — no municipal land transfer tax. On a $750,000 home, expect approximately $11,475 in land transfer tax. First-time buyers can receive a rebate of up to $4,000.

💡 Did you know? Brampton has one of the youngest populations in Canada, with a median age of 33.7.

Our Mortgage Services in Brampton

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Home Purchase

First-time buyer or upgrading? We find the best rate from 50+ lenders for Brampton buyers.

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Refinancing

Access your Brampton home equity, consolidate debt, or lower your rate.

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Mortgage Renewal

Don't sign your bank's renewal letter. Let us find you a better rate.

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Investment Properties

Competitive rates for Brampton rental and investment properties.

Today's Best Mortgage Rates in Brampton

3-Year Fixed
3.59%
Fixed Rate
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5-Year Variable
P-1.10% = 3.35%
Variable Rate
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Frequently Asked Questions — Brampton Mortgages

The best way to find the lowest mortgage rate in Brampton is to work with a mortgage broker like Mortgage Wave. We compare rates from 50+ lenders — including banks, credit unions, and trust companies — to find the best option for your specific situation. This is a free service with no obligation.

No! We work with Brampton clients remotely via phone, email, and video call. Everything from application to approval can be done from the comfort of your home. We're available evenings and weekends to accommodate your schedule.

You'll typically need: government ID, recent pay stubs or proof of income, T4/T1 tax returns (2 years), bank statements, proof of down payment, and your purchase agreement (if buying). Self-employed borrowers may need additional documentation. We'll provide a complete checklist when you contact us.

Ready to Find the Best Mortgage Rate in Brampton?

Get a free, no-obligation consultation with a Brampton mortgage expert.

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