📞 (416) 666-8456  |  ✉️ info@mortgagewave.caLicensed Mortgage Agent (Level 1) | FSRA #M24000660

Mortgage Broker in Vaughan

Compare mortgage rates from 50+ lenders in Vaughan. Free pre-approval, expert advice, and the lowest rates guaranteed.

Your Trusted Mortgage Broker in Vaughan

Vaughan has transformed from a quiet suburban community into a thriving city with its own metropolitan centre, subway connection, and some of the GTA's most desirable neighbourhoods. From estate homes in Kleinburg to new condos in Vaughan Metropolitan Centre, the city offers diverse housing options. Mortgage Wave helps Vaughan residents access the best mortgage rates from 50+ lenders.

Vaughan Real Estate Market

Vaughan features some of York Region's most prestigious neighbourhoods, including Kleinburg, Thornhill, and Woodbridge. The Vaughan Metropolitan Centre (VMC) is a rapidly growing area with new condo developments connected to the TTC subway. Average home prices are among the highest in the GTA outside Toronto, reflecting the city's desirability and amenities.

Neighbourhoods We Serve in Vaughan

We help home buyers and homeowners across all Vaughan neighbourhoods, including: Kleinburg, Thornhill, Woodbridge, Maple, Concord, Vaughan Metropolitan Centre, Patterson, Vellore Village, Sonoma Heights, Islington Woods.

Land Transfer Tax in Vaughan

Vaughan buyers pay only Ontario provincial land transfer tax. Given Vaughan's higher average home prices, land transfer tax can be significant. On a $1.2 million home, expect approximately $18,475. First-time buyers can receive a rebate of up to $4,000.

💡 Did you know? Vaughan Metropolitan Centre is York Region's emerging downtown, connected by TTC's Line 1 subway.

Our Mortgage Services in Vaughan

🏡

Home Purchase

First-time buyer or upgrading? We find the best rate from 50+ lenders for Vaughan buyers.

💳

Refinancing

Access your Vaughan home equity, consolidate debt, or lower your rate.

🔄

Mortgage Renewal

Don't sign your bank's renewal letter. Let us find you a better rate.

📈

Investment Properties

Competitive rates for Vaughan rental and investment properties.

Today's Best Mortgage Rates in Vaughan

3-Year Fixed
3.59%
Fixed Rate
Lock This Rate
5-Year Variable
P-1.10% = 3.35%
Variable Rate
Lock This Rate

Frequently Asked Questions — Vaughan Mortgages

The best way to find the lowest mortgage rate in Vaughan is to work with a mortgage broker like Mortgage Wave. We compare rates from 50+ lenders — including banks, credit unions, and trust companies — to find the best option for your specific situation. This is a free service with no obligation.

No! We work with Vaughan clients remotely via phone, email, and video call. Everything from application to approval can be done from the comfort of your home. We're available evenings and weekends to accommodate your schedule.

You'll typically need: government ID, recent pay stubs or proof of income, T4/T1 tax returns (2 years), bank statements, proof of down payment, and your purchase agreement (if buying). Self-employed borrowers may need additional documentation. We'll provide a complete checklist when you contact us.

Ready to Find the Best Mortgage Rate in Vaughan?

Get a free, no-obligation consultation with a Vaughan mortgage expert.

Get Pre-Approved Free 📞 (416) 666-8456

🎯 Don't leave without your free rate quote!

Get Free Quote