📞 (416) 666-8456  |  ✉️ info@mortgagewave.caLicensed Mortgage Agent (Level 1) | FSRA #M24000660

Mortgage Broker in Markham

Compare mortgage rates from 50+ lenders in Markham. Free pre-approval, expert advice, and the lowest rates guaranteed.

Your Trusted Mortgage Broker in Markham

Markham is York Region's largest city and one of Canada's most diverse communities. Known for its excellent schools, thriving tech sector, and vibrant culture, Markham attracts families and professionals looking for quality suburban living with urban amenities. Mortgage Wave helps Markham home buyers and homeowners access the best mortgage rates from 50+ lenders.

Markham Real Estate Market

Markham's real estate market features everything from historic Unionville charm to modern estates in Cornell and Angus Glen. The city's strong employment base (IBM, AMD, Huawei) supports housing demand, while new developments continue to expand options for buyers. Average home prices are competitive with Vaughan, making Markham one of York Region's most active markets.

Neighbourhoods We Serve in Markham

We help home buyers and homeowners across all Markham neighbourhoods, including: Unionville, Cornell, Angus Glen, Markham Village, Berczy, Cathedraltown, Wismer, Box Grove, Milliken, Rouge River Estates, Greensborough.

Land Transfer Tax in Markham

Markham buyers pay only Ontario provincial land transfer tax. On a $1.1 million home, expect approximately $17,475. First-time buyers can receive a rebate of up to $4,000.

💡 Did you know? Markham is Canada's high-tech capital, home to over 1,500 technology and life sciences companies.

Our Mortgage Services in Markham

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Home Purchase

First-time buyer or upgrading? We find the best rate from 50+ lenders for Markham buyers.

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Refinancing

Access your Markham home equity, consolidate debt, or lower your rate.

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Mortgage Renewal

Don't sign your bank's renewal letter. Let us find you a better rate.

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Investment Properties

Competitive rates for Markham rental and investment properties.

Quick rate answer for Markham: Current Ontario researched best rates: 3-year fixed 3.84%, 5-year fixed 3.94%, and 5-year variable 3.25%. Your actual Markham mortgage rate depends on down payment, insured status, credit, property type, amortization, and closing or renewal timing. See Markham mortgage rates today.

Today's Best Mortgage Rates in Markham

3-Year Fixed
3.84%
3-Year Fixed · benchmark
Get Today's Rate
5-Year Variable
3.25%
5-Year Variable · benchmark
Compare Variable

Frequently Asked Questions — Markham Mortgages

The best way to find the lowest mortgage rate in Markham is to work with a mortgage broker like Mortgage Wave. We compare rates from 50+ lenders — including banks, credit unions, and trust companies — to find the best option for your specific situation. This is a free service with no obligation.

No! We work with Markham clients remotely via phone, email, and video call. Everything from application to approval can be done from the comfort of your home. We're available evenings and weekends to accommodate your schedule.

You'll typically need: government ID, recent pay stubs or proof of income, T4/T1 tax returns (2 years), bank statements, proof of down payment, and your purchase agreement (if buying). Self-employed borrowers may need additional documentation. We'll provide a complete checklist when you contact us.

Ready to Find the Best Mortgage Rate in Markham?

Get a free, no-obligation consultation with a Markham mortgage expert.

Get Pre-Approved Free 📞 (416) 666-8456

Mortgage rates in Markham today

Compare current fixed, variable, renewal, and refinance mortgage options for Markham borrowers.

Rates can vary by insured status, down payment, property type, credit profile, amortization, and lender availability. Mortgage Wave compares multiple lender channels so Markham buyers and homeowners do not have to rely on one bank offer.

View Markham mortgage rates Get a personalized quote

Markham mortgage questions, answered

AEO-friendly guidance for tech-sector professionals, newcomer families, investors, and renewal clients.

Quick answer: The best Markham mortgage option depends on whether you are buying, renewing, refinancing, or investing; your down payment/equity; insured status; credit; income documentation; and closing or maturity date. Start with today’s benchmark rates, then compare personalized lender options.

Best-fit mortgage paths in Markham

  • Buying: use pre-approval and affordability checks before making an offer.
  • Renewing: compare your bank’s renewal letter 90–120 days before maturity.
  • Refinancing: weigh penalty, new payment, equity access, and debt consolidation savings.
  • Investing: compare rental income, down payment, property type, and stress-test room.

Useful Markham tools

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