Expert advice to help you make smarter mortgage decisions. Written by licensed mortgage professionals.
The 2026 qualifying rate, real calculation examples for GTA buyers, and 7 expert strategies to maximize your buying power.
Read Guide →Everything you need to know about buying your first home in Ontario — government incentives, step-by-step process, costs, and expert tips to save money.
A detailed comparison of fixed and variable rate mortgages — pros, cons, historical performance, and how to choose the right one for your situation.
Understanding minimum down payments, CMHC insurance costs, and proven strategies to save for your down payment faster in Ontario's real estate market.
Insider strategies to secure the lowest possible mortgage rate in Toronto's competitive market — from improving your credit score to timing your application.
What mortgage pre-approval is, why it matters, how to get one, and common mistakes to avoid. Your essential guide to getting pre-approved in Canada.